It’s been about three years since the start of the pandemic. I’m not sure if it’s officially over yet, but Americans have returned to their old financial behavior: save little & charge much. Here are two charts I came across recently that paint the ugly picture. First, the US Savings rate fell to 4.7% in December (well below the 8.8% pre-pandemic average) … Second, it’s … Continue reading Americans Less Financially Resilient Than Ever?