At MegaCorp, I worked with a Finance Director who use to quip that “good numbers make good meetings”. He was right – when sales and profits are up, meetings and decisions come easy. It’s a good time! While we have always been long-term investors, the living is easy when the market and our portfolio are growing as well. While we are only two months into … Continue reading Early 2019 Bounce In The Market
We’re having a very snowy month in Minnesota. We’ve gotten over two and a half feet in the last couple weeks and have cracked the list of the State’s ‘Top Ten Snowiest Months’. This is still with 8 days left in the month and two snow systems lined up to come through in the next week with more wintery fun. Flashback: Frosty, Frigid Fun – … Continue reading Plowing Through Time Wasters
When I was a kid, I enjoyed many beautiful summer days inside watching game shows and sitcom reruns. I watched so much TV, my older brothers would joke that I had a ‘TV tan’. While I played organized sports – baseball, football, and basketball – I was more the indoor-sy kind of kid and happy to plop down in front of the screen. I guess … Continue reading The Sun Always Shines on TV
I’ve been late in ‘closing the books’ for our finances in 2018. With tax preparation season on us, I’ve spent a few hours this week trying to figure out exactly where things ended last year so that I can effectively pull together our tax statements. I also taken opportunity to recalculate the historical probabilities of our overall FIRE plan. The financial markets ended 2018 badly … Continue reading Recalculating FIRE Odds
Yesterday morning, I got up about 45 minutes before we left for church. That was plenty of time to get ready, have breakfast, and even shovel most of the snow off the driveway before we left. When I was working, I would get up 30 minutes before I had to leave and that meant I was always rushing around. Fifteen extra minutes makes quite a … Continue reading An Extra Fifteen Minutes Each Morning?
A few years ago, returning from a trip to Scotland, we found that we paid a substantial premium on some Scotch we bought there. Instead of getting a bargain for buying it at the distillery and bringing it all the way back to the US, we paid about 40% more the experience. So, on our recent cruise in the Caribbean, we decided we would to … Continue reading Booze Cruise Bargains?
Our son’s J-Term from college ended yesterday. He’s been out of the classroom since just before Christmas and will be starting his Spring semester today. It’s hard to believe the he’ll be finishing his Junior year in a few months and he has already started to interview for summer internships. I thought this might be a good time to look back on how the 15 … Continue reading College Savings / 529 Plan Check-In
We live in Minnesota where the winters are pretty dark & cold. January is the toughest month for brutal weather and this past week we had temperatures that exceeded Antarctica for their frigidity. Schools closed. Businesses closed. Even the USPS shut down. And me? I got out and enjoyed the nastiness! You can’t change the weather, so you might as well enjoy it. Rather than … Continue reading Frosty, Frigid Fun – Not Hiding Inside