Election 2020 – Where Are We At?

With the Presidential election this week, I thought I would do a quick portfolio check to see where our retirement portfolio is sitting before the markets react. It seems a big enough change-point, that I would keep track of where we are at – at this moment in time. The good news is that despite the pandemic sell-off in March, we’ve weathered the 2020 storm(s) … Continue reading Election 2020 – Where Are We At?

Bless This House – Ongoing Repairs

Our house is our single biggest investment and one that needs lots of care and maintenance. We’ve lived in our house for 11 years now and it feels like there is always something that needs work. I analyzed it a couple years ago, and the ‘experts’ say that homes require somewhere in the range of 1%-3% of the value of a home in ongoing annual … Continue reading Bless This House – Ongoing Repairs

Bubble Economy?

I recently listened to an interesting podcast with investor Peter Schiff of Euro-Pacific Capital. He’s the guy that earned the title ‘Dr. Doom’ when he correctly forecast the housing bubble that led to the Great Recession. He wrote a book about it two years before it happened. Schiff – a self-described libertarian capitalist – did a 3 hour interview with Joe Rogan recently. He raised … Continue reading Bubble Economy?

Keeping Up With Election Proposals – Taxing 401Ks

During the Democratic National Convention two weeks ago, news slipped out that Joe Biden was developing a new tax plan that would rollback benefits for 401K plans. He even had his Economic Advisor speak to it at a panel event at the convention. Like many ‘progressive’ initiatives, this one involves reducing or eliminating 401K tax benefits from higher income households and transferring that benefit to … Continue reading Keeping Up With Election Proposals – Taxing 401Ks

Cashing In Before The Election

After seeing the details of Biden’s big tax increase proposal and reading that there is a legitimate chance that Democrats will win the White House and both houses of Congress this November, I figured it would be a good time to accelerate some MegaCorp stock option sales that I could otherwise stretch out to July 2022. I made my big stock move of the decade … Continue reading Cashing In Before The Election

Stock Market Derisked?

I was surprised as anyone to see the stock market erase its 2020 losses last week in a remarkable reversal of the COVID-19 doldrums. Certainly the trillions in Federal stimulus spending and ‘loose money’ from the Federal Reserve has a lot to do with it. Minneapolis Federal Reserve Chief, Neel Kashkari – who had been involved in the 2008 TARP program and Fed initiatives during … Continue reading Stock Market Derisked?

Unexpected Returns – Portfolio Update

Normally at this point of the year I provide an update on how our retirement portfolio is doing against the investment plan we laid out before early retirement.  It takes a little time to crunch all the numbers and with the historically horrific headlines we’ve had this year, it might have been easy to just skip the update until later this year. Still, with the … Continue reading Unexpected Returns – Portfolio Update