How Early Is Early Retirement? (New Data)

It’s a basic question, but one that I have struggled to find any data on: how many people retire at what age?  I found a chart from a University of MN study a few years ago and ‘reverse engineered’ some data, but I knew that my math wasn’t very exact. Now I came across this chart / data from a helpful website called DQYDJ.com … … Continue reading How Early Is Early Retirement? (New Data)

Health Insurance Rebate In The Mail

It was about 10 months ago I wrote my ‘first take’ on where 2019 Health Insurance premiums were likely to come in.  It was good news and I was surprised to learn that our premiums were falling by $4K from the year before.  I called it a ‘first take’, because I wasn’t sure the benefit would actually come through. Fortunately it has, as you can … Continue reading Health Insurance Rebate In The Mail

Extra Spending For ‘Go-Go’ Years

Kiplinger’s recent published an article that is getting a lot of buzz about their description of three different phases of retirement. They are proposing that retirees plan on spending more early – during your ‘Go-Go Years’ – versus later in retirement, when your energy & desire to be very active may decline. Calling the later two stages ‘Slow-Go’ and ‘Won’t-Go’, they propose people plan to … Continue reading Extra Spending For ‘Go-Go’ Years

Libra: A Big Step For Cryptos?

I have written in the past about my interest in cryptocurrencies and their potential to be a more sound store of value than government currency. Recent geopolitical economic instability (tariffs, currency devaluation, Brexit) has resulted in BitCoin prices surging. BC has broken the $9K per coin mark in the last couple months – more than double what I paid when I jumped in with a … Continue reading Libra: A Big Step For Cryptos?

Keep Your Benefits Locked In Social Security?

One topic I write very infrequently about is Social Security. As someone who retired before my 50th birthday, it has always been something that seems too far off. Recently at an update with our financial advisor, we talked a bit about the timeline that Social Security is structured around. 62 is the earliest age at which one can take a Social Security benefit and almost … Continue reading Keep Your Benefits Locked In Social Security?

Forced Into Early Retirement?

I recently came across an interesting Federal Reserve report called ‘The Economic Well-Being Of US Households’.  It’s a 50+ page annual study that explores all aspects of Americans’ financial well-being.  The good news is that on almost all measures and for almost all groups of Americans, they are on a better financial footing than almost ever. In the retirement section, I was struck by a … Continue reading Forced Into Early Retirement?