Extra Spending For ‘Go-Go’ Years

Kiplinger’s recent published an article that is getting a lot of buzz about their description of three different phases of retirement. They are proposing that retirees plan on spending more early – during your ‘Go-Go Years’ – versus later in retirement, when your energy & desire to be very active may decline. Calling the later two stages ‘Slow-Go’ and ‘Won’t-Go’, they propose people plan to … Continue reading Extra Spending For ‘Go-Go’ Years

Libra: A Big Step For Cryptos?

I have written in the past about my interest in cryptocurrencies and their potential to be a more sound store of value than government currency. Recent geopolitical economic instability (tariffs, currency devaluation, Brexit) has resulted in BitCoin prices surging. BC has broken the $9K per coin mark in the last couple months – more than double what I paid when I jumped in with a … Continue reading Libra: A Big Step For Cryptos?

Keep Your Benefits Locked In Social Security?

One topic I write very infrequently about is Social Security. As someone who retired before my 50th birthday, it has always been something that seems too far off. Recently at an update with our financial advisor, we talked a bit about the timeline that Social Security is structured around. 62 is the earliest age at which one can take a Social Security benefit and almost … Continue reading Keep Your Benefits Locked In Social Security?

Forced Into Early Retirement?

I recently came across an interesting Federal Reserve report called ‘The Economic Well-Being Of US Households’.  It’s a 50+ page annual study that explores all aspects of Americans’ financial well-being.  The good news is that on almost all measures and for almost all groups of Americans, they are on a better financial footing than almost ever. In the retirement section, I was struck by a … Continue reading Forced Into Early Retirement?

Does It Really Pay To Be Frugal For Coffee/Lunch?

Our son is working at a software development company this summer. It’s his first professional job and he has one more year of college before he is finished with his computer science degree. We took him out for dinner last night and asked him what he was doing for lunch each day. He said most people in his group go out for lunch every day, … Continue reading Does It Really Pay To Be Frugal For Coffee/Lunch?

How Did You Learn About Stocks?

Someone asked me recently “how did you first learn about the stock market?” I first noted that I am not particularly astute when it comes to stocks (I’m an index fund guy), but the basic operation of public corporations and the stock market is something that I first learned about when I was a kid. My Dad would talk about the stock market and had … Continue reading How Did You Learn About Stocks?