The One Investment Chart That Will Make You Dumber

The colorful and entertaining Callan ‘Periodic Table’ was recently updated with 2018 market results.  It tracks the investment returns of key indices over the past two decades.  The most recent year – the 20th in the chart – was challenging. As you can see, cash was king and few investments posted positive returns. I have often referred to the chart as “fascinating, but useless” because … Continue reading The One Investment Chart That Will Make You Dumber

Third FIRE Anniversary (3) – Go Your Own Way

This is the third (and longest) in a series of Anniversary posts marking three years since we embarked on our FIRE lifestyle (financially independent & retired early) back in 2016 … In my experience talking with people, the first considerations people have when thinking about early retirement are primarily FINANCIAL. You want to feel good about your nest egg, investments, and spending. Next is your … Continue reading Third FIRE Anniversary (3) – Go Your Own Way

Third FIRE Anniversary (2) – Social Life

This is the second April post in a three-part series focused on our third anniversary since reaching FIRE (financial independence & retiring early).  Last week’s post focused on the FINANCIAL aspects of early retirement from this Life Wheel, this week I’ll focus on the three SOCIAL dimensions: Family/Friends, Love/Romance, and Giving/Teaching. My goal in this series is to answer the most common question I get … Continue reading Third FIRE Anniversary (2) – Social Life

Much More Favorable Retirement Tax Rate Revealed

Our taxes are complete and in the mail as of yesterday! I am so thankful because even though we use an accountant, getting our taxes done feels like a part-time job for the months of February and March. Related: Income Taxes Not A DIY Project This was the first year we got a good look at what our post-working tax rate might look like. Because … Continue reading Much More Favorable Retirement Tax Rate Revealed

Third FIRE Anniversary (1) – April Fool’s Day

Three years ago this very day, I blasted out of MegaCorp and into the sunshine of early retirement.  I had the Beatles’ Revolution on the car stereo and I’m sure many colleagues thought it was more an April Fool’s Day prank than one of the most epic decisions of my life.  That night, as a family we toasted the future with a bottle of Dom … Continue reading Third FIRE Anniversary (1) – April Fool’s Day