Aspiring Millionaires In A Billionaire World

There’s something about the term ‘millionaire’ that still captivates people’s imagination. Even as Forbes released their annual list of the world’s ‘billionaires’ (spoiler alert: Jeff Bezos, $100B), people are still excited about accumulating 1/100th of that amount. I’ve noticed that many of my top read articles over the last three all have ‘millionaire’ in the…

FIRE Planning For The Inevitable Future

I’ve been writing about personal finance and early retirement for more than two years now and have managed to not mention the topic of life expectancy once.  Since there are only three real variables to use in planning for retirement – spending, investments, and life expectancy – after over 250 posts to this site, you…

Unexpected Expenses In Early Retirement?

Having enough money to support the lifestyle you planned for early retirement is the key concern for many people on their path to financial independence and retiring early (FIRE).  The awesome website early-retirement.org had an interesting discussion recently over how much people are spending in early retirement: more, less,or about what they expected to spend…

Financial Tracking, Asset Allocation & Withdrawal Rate(s)

This is the post that I haven’t had much interest in writing, but one that quite a few people have asked about.  If you look at early retirement forums and financial planning sites, everyone seems to love to talk about portfolio tracking, asset allocation, and withdrawal rates.  More than anything, people are concerned about running…