A friend recently spent 8 hours (and a $19.95 fee) taking an online ‘Safe Driving’ program through his insurance company. It was offered to people over 55 for an $80 reduction in their annual insurance premium for a number of future years. He told me when they were in the middle of taking the class and I thought, ‘no thanks’. Not enough juice for the … Continue reading What’s Your Time Worth In Early Retirement?