No Responsibility January

I took Monday “off” this week from posting.  I’ve kept a pretty tight schedule of posting on Mondays & Fridays for years, but I figured I’d just post once this week. The reason is that we were simply enjoying early retirement.  There’s something about the winter in Florida that makes retirement feel more real and enjoyable.  If retirement is like “permanent vacation”, it feels especially … Continue reading No Responsibility January

The Calm Before Christmas

We just finished a few wonderful days of holiday / fun activities with friends and family. We have more planned this week. We went to a terrific Lady A Christmas Concert, shopped an indoor Holiday Market, enjoyed lunches with friends, went to a fun Minnesota Wild game with buddies, drove my Jeep in a holiday light parade, watched a silly Hallmark movie, and were able … Continue reading The Calm Before Christmas

Two Places, Two Speeds …

We’re still learning what it’s like to have two places — one in Minnesota and one in Florida. It’s funny how different the same place can feel depending on why we’re here and how long we stay. Sometimes a trip to Florida feels like a vacation. We don’t really settle into a routine — we just enjoy the sunshine, check out favorite restaurants, and maybe … Continue reading Two Places, Two Speeds …

Happiness “U”-Curve

Have you heard about the “U” shaped happiness curve? It’s the output of psychology research across ages. It suggests that people are happiest when they are younger, lose some of that happiness in middle-age, and then get it back as they get older. Here’s a plot of the curve, with the colors representing 7 different studies of happiness by age. There has been a lot … Continue reading Happiness “U”-Curve

Bloom Is Off The FIRE Flame?

When I started this blog back in 2015, the concept of FIRE – Financially Independent & Retired Early – was relatively new. Over a decade later, perhaps the bloom is off the flame. Someone recently asked AI ChatGPT to “roast the FIRE movement” and the perceptions are pretty cutting. Since AI basically scrapes data from across the internet and presents it back in an organized … Continue reading Bloom Is Off The FIRE Flame?

Quotable Financial Quotes

If you are a certain age, you might have carried a Franklin Day Planner with you to meetings like I did. Before Smartphones, these zippered, leather-backed, “monarch-sized” portfolios were essential to MegaCorp life. I would get to work early and dutifully plot out my objectives for the day. I especially enjoyed seeing the daily quote that accompanied each page. How long ago that seems now! … Continue reading Quotable Financial Quotes

Relaxation Day

Today is ‘National Relaxation Day’. It’s recorded in Chase’s Calendar of Annual Events, after being proposed by Chase’s 9-year old grandson, Sean Moeller, in 1985. I celebrated the day by mowing the lawn. For me, that’s pretty relaxing. After all, I’ve had a busy week. On Monday we played pickle ball. Tuesday was a 37-mile bike ride – my longest ever. Wednesday I played tennis … Continue reading Relaxation Day