Our National Savings Dilemma

The Washington Post columnist, Ezra Klein, once quipped that our Federal Government should be described as an “insurance company with an army”.  If you look at government spending, it is dominated by social insurance programs (Social Security & Medicare) and military spending.  Combined, these two areas account for about 75% of Washington DC’s annual outlays. The billions of dollars of COVID-19 ‘stimulus checks’ that are … Continue reading Our National Savings Dilemma

Time To Put Off Retirement?

Many are calling the COVID-19 crisis the end of the FIRE movement (financially independent, retired early).  The narrative is that no one can now afford to retire early since the market fell apart last month.  Many expect that we’ll see a huge number of people retiring much later, but I don’t think that will be the case. First, the average age of retirement has not … Continue reading Time To Put Off Retirement?

Lifestage of Service

Our son was involved in Boy Scouts and earned his Eagle Scout rank.  At the time he was in Scouts, the Wall Street Journal ran an article that called Eagle Scout projects the “largest single youth-service project in history” and that they had touched “every community in America in an important way”. Discussion of the Scout’s tradition of service came up recently when I was … Continue reading Lifestage of Service

A ‘Much Too Early’ Prediction …

Truthfully, CV-19 quarantining isn’t that much different than early retirement life.  Sure, you can’t go out to eat with friends, weekly sports leagues and activities are cancelled, and the TV news is hideous to watch, but we can still get out and take walks, work on projects at home, and other daily diversions. Life is only boring if you are boring! Like many Americans, I’ve … Continue reading A ‘Much Too Early’ Prediction …

Two Decades of Inflation

I love looking at long-term trend charts. In our less than 24 hour news cycle, we often lose sight of the actual arc of history. This is especially true in an election year when pol-idiots in the media broadcast nothing but doom and gloom. This chart is very interesting … … it simply shows what has gotten more expensive of more affordable relative to everything … Continue reading Two Decades of Inflation

Suddenly … Salads

I written a lot about early retirement feeling like a second childhood.  Living in ‘kidulthood’ – without the obligations of work – means enjoying childish activities with the resources and smarts of a grown-up. Related:  Living In Kidulthood One area that it is important for me to grow up is in my eating habits.  Though I worked for a food company for 24 years, I … Continue reading Suddenly … Salads

Shiny Brite ‘Hunting Season’

I love the change of seasons from month-to-month in Minnesota.  Winter, spring, summer, or fall – there are always unique and interesting things to do that capture the spirit of the season.  Over the last few years of early retirement, November has become ‘hunting season’ for me – hunting through antique shops for vintage, Shiny Brite ornaments from the 1940s – 1950s. These vintage treasures … Continue reading Shiny Brite ‘Hunting Season’