Investment Returns vs Dollar Strength

It’s good to see the stock market trending up after the chaos of the initial Trump tariff actions this year. The S&P 500 today sits up +2.6% from where it started the year. Still, I’m not quite sure how to read my portfolio. The bond side of our holdings are flat, but the US Dollar – which all of these investments are enumerated in – … Continue reading Investment Returns vs Dollar Strength

Personal Savings Rate Update

The simplest route to FIRE (being financially independent & retired early) is to spend less than you make. That is, simply put … to SAVE. Unfortunately, Americans have never been good savers. I last lamented on this in April 2020, at the start of the pandemic lockdowns. We were told that Americans were such poor savers that the pandemic required the government to bail everyone … Continue reading Personal Savings Rate Update

Quotable Financial Quotes

If you are a certain age, you might have carried a Franklin Day Planner with you to meetings like I did. Before Smartphones, these zippered, leather-backed, “monarch-sized” portfolios were essential to MegaCorp life. I would get to work early and dutifully plot out my objectives for the day. I especially enjoyed seeing the daily quote that accompanied each page. How long ago that seems now! … Continue reading Quotable Financial Quotes

Championship Potential

Our Minnesota Timberwolves are moving into the NBA Western Conference Finals this week, which means that I am already thinking about getting tickets should they win and advance to the NBA Finals. I’ve been “collecting” sports championships / playoff games my whole adult life, going back to when our Minnesota Twins won the World Series in 1987 & 1991.  In 1987, I was a poor … Continue reading Championship Potential