Kiplinger’s recent published an article that is getting a lot of buzz about their description of three different phases of retirement. They are proposing that retirees plan on spending more early – during your ‘Go-Go Years’ – versus later in retirement, when your energy & desire to be very active may decline. Calling the later two stages ‘Slow-Go’ and ‘Won’t-Go’, they propose people plan to … Continue reading Extra Spending For ‘Go-Go’ Years
I have written in the past about my interest in cryptocurrencies and their potential to be a more sound store of value than government currency. Recent geopolitical economic instability (tariffs, currency devaluation, Brexit) has resulted in BitCoin prices surging. BC has broken the $9K per coin mark in the last couple months – more than double what I paid when I jumped in with a … Continue reading Libra: A Big Step For Cryptos?
One topic I write very infrequently about is Social Security. As someone who retired before my 50th birthday, it has always been something that seems too far off. Recently at an update with our financial advisor, we talked a bit about the timeline that Social Security is structured around. 62 is the earliest age at which one can take a Social Security benefit and almost … Continue reading Keep Your Benefits Locked In Social Security?
Our son is working at a software development company this summer. It’s his first professional job and he has one more year of college before he is finished with his computer science degree. We took him out for dinner last night and asked him what he was doing for lunch each day. He said most people in his group go out for lunch every day, … Continue reading Does It Really Pay To Be Frugal For Coffee/Lunch?
I was excited earlier this week to see that my recent article on the added everyday cost to operate our SUV compared with a less plush ‘sensible sedan’ was recognized as one of the RockStarFinance.com’s ‘Wednesday Hits’. It wasn’t the first time that one of my articles had been linked to by the good folks at Rock Star, and I don’t know how exactly they came … Continue reading FIRE Station Fun – Not-So Rock Star Finance!
I recently had my SUV in the shop for some warranty work and they gave me a small sport sedan as a ‘loaner’ car for the morning. My SUV isn’t huge – and we use it as our family hauler – but I wondered out loud how much better a smaller vehicle might be for gas mileage. The technician added, “for the environment, too”. Here’s … Continue reading The Added Everyday Costs Of Driving An SUV
When our son turned 21 last year, he cracked that it was probably the last ‘big birthday’ number he would be excited to reach. I asked “How about age 100?!” Reaching age 100 is a mark that most people would aspire to reach, but it is exceedingly rare. Only about 0.02% of Americans have reached that age, although a recent AIG study / ad campaign … Continue reading Saving To Live To 100?