College Savings Completely Spent

University classes started for my son last week and today we went into his 529 College Savings Plan to transfer money to the college for his tuition.  Surprise – after paying for his Fall Semester’s tuition, the account is now empty! We started saving for his college tuition when he was just a baby, so this is a pretty big personal finance milestone.  Other than … Continue reading College Savings Completely Spent

AARP – Worth It?

A few years ago, when we turned 50, we were greeted by invitations to join AARP, the American Association for Retired Persons. My birthday is 8 months before my wife’s, but for some reason hers came first. We didn’t join the organization, even though it’s only about $15 a month. I didn’t even give it much consideration, even though I’ve checked out personal finance articles … Continue reading AARP – Worth It?

Prime Deals on Prime Days?

I have to admit that I wasn’t interested in buying anything on Amazon’s Prime Day, until I saw the highlights of the deals they have. Now there are all kinds of things that seem interesting to me for the big ‘Christmas in July’ sale. Related: Amazon Prime Day Deals Even though we are on vacation, I might take a break from the California sunshine and … Continue reading Prime Deals on Prime Days?

FIRE: Everyone Has Their Own Reaction

I’ve noted before that the media loves to create hysteria & fear about early retirement.  From Suze Orman’s cautions that the FIRE movement is “the dumbest personal finance decision people can make” to this recent article from CNBC focusing on the ‘Downsides of Early Retirement That No One Tells You About’. I thought it might be good to offer my own experience as a counterpoint … Continue reading FIRE: Everyone Has Their Own Reaction