Eating Out & Tipping Trends

If you are like me, you have seen first-hand the struggle many businesses – especially restaurants – are having hiring enough employees right now. An acquaintance who owns a prestigious restaurant company in our metro area said they are so short-handed, they are running at only 50% capacity. As a result, I’ve been tipping extra since the pandemic began last year. I like restaurants and … Continue reading Eating Out & Tipping Trends

Which Vehicle Colors Are More Desirable?

I spent a fair amount of time trying to decide what color Jeep that I should get last month. I looked online, posted a question in a couple Jeep forums, and talked to friends & family about what they liked best. I couldn’t initially decide between ‘Granite Grey’, ‘Sarge Green’, or ‘Snazzberry Red’ – the latter of which I finally went for. In the end, … Continue reading Which Vehicle Colors Are More Desirable?

Sudden Savings Surprise

Anyone that has tried to make a major purchase recently – a home, remodel, new vehicle, or electronic purchase – knows how tight supply is for everything after the pandemic. At the same time, investors are wringing their hands over rising inflation. With that in mind, I was surprised to see this JP Morgan chart on the US personal savings rate. People are doing a … Continue reading Sudden Savings Surprise

Very Visible Early Retiree

Thinking about retirement? Friends of mine are. I enjoyed a frosty refreshment with an old friend recently and he said, “I never thought about retirement until you retired. Since then, I think about it almost every single day”. Another friend recently called and commented, “we haven’t talked in a while, but I have to tell you – your early retirement is never far from my … Continue reading Very Visible Early Retiree