Where Are All The Other Kids?

Once, two of my brothers skipped elementary school to “play hooky”. They left home, but instead of going to school, they went to the park. After they were playing on the playground equipment for a while, the younger brother said, “where are all the other kids?” “Other kids?” the older one replied. “Yeah – doesn’t it take a lot of kids to play the game … Continue reading Where Are All The Other Kids?

Benchmarking: Cash / CD Buffer

Someone recently asked online how much cash or other ‘safe/liquid’ investments did people carry into early retirement as a buffer against a market downturn. It’s an important decision to make heading into retirement and it was the final financial preparation we put into place ourselves. About 3 years before I left MegaCorp, we started accumulating a pile of cash equal to 3 years of spending. … Continue reading Benchmarking: Cash / CD Buffer

Tax Increases

Here, I’ll say it: I would be willing to pay more taxes. Surprised? Well, there’s a catch. I’ll be willing to pay more taxes if it was combined with reduced government SPENDING to help eliminate federal debt. That’s a small ‘catch’ for ordinary Americans balancing their own checkbooks, but a seemingly impossible catch for politicians. I’m honestly amazed at the amount of taxes the Democrats … Continue reading Tax Increases

How The Other 0.01% Live

I have always loved monthly magazines. Cars, homes, travel, or business – there is something about bright, colorful magazines that fits my ADHD mind. Others can read Dostoyevsky, but give me a Road & Track or Condé Nast Travel and I will be happy. Or, the Robb Report. Launched by Robert “Rusty” White 4 decades ago, the Robb Report sells “Luxury Without Compromise”. I discovered … Continue reading How The Other 0.01% Live

How Much Are People Betting On Cryptos?

Our FIRE friend, PhysiciansOnFire.com, hosts a Facebook group called ‘FatFIRE’. It’s a place for folks living comfortably, financially independent & retired early (or aspiring to be) can discuss different personal finance topics. It’s a remarkable group with over 18K subscribers. A few days ago, someone posted an interesting question: “What % of your assets are in cryptocurrencies?” (Excluding real estate). I’ve had a long-running interest … Continue reading How Much Are People Betting On Cryptos?