A Year In Beer – Dive Bar Tuesday

One of the things that I’ve learned about early retirement is that you have to make your own ‘current’. You can’t expect to be carried along with hundreds of other people by the the ‘stream’ that comes with the highly-planned cadence of work or school. I wrote earlier this year about the schedule I keep from day-to-day in this POST. I also noted that it’s … Continue reading A Year In Beer – Dive Bar Tuesday

Walking In A Winter Wonderland

Last month, I fell short of my monthly walking goal for the first time since I stopped working 30 months ago. My goal is 12,000 steps a day and I’ve reached at least that many steps whether sunny, rainy, cold, or snowy until I averaged just 11,755 in October. Related: Fitness Activity in Early Retirement I could have probably jumped on the treadmill for ~75 … Continue reading Walking In A Winter Wonderland

Thankful Thanksgiving

We find ourselves thankful for so many things this year as the long Thanksgiving holiday weekend arrives and we get together with family & friends. Three years ago I was putting the final plans for our FIRE escape into place before early retiring. Our relatively free & independent lifestyle since then has been amazing. I was reading about the Mayflower Pilgrims and other early colonial … Continue reading Thankful Thanksgiving

Mid-Term Elections – Historical Impact on Investors?

Last week Americans voted in the midterm elections, which yielded a ‘comeback’ for Democrats and a split legislature in Washington DC. The media weren’t sure what impact that would have on investors, with MSNBC publishing two articles (within hours of each other) stating that the likely government gridlock was both the BEST and WORST thing that could happen to Wall Street. A week later is … Continue reading Mid-Term Elections – Historical Impact on Investors?

Health Insurance for 2019 – First Take

Tomorrow is Election Day.  It far exceeds April Fool’s Day in terms of the number of people who get pranked!  A lot of this year’s focus continues to be on health insurance, so with November Open Enrollment now here, I thought I would take a quick look at what premiums we are likely to pay in 2019. I titled this post as a ‘First Take’ … Continue reading Health Insurance for 2019 – First Take

Really BAD Financial Advice

If you follow personal finance news at all, you may have recently seen Suze Orman making headlines by throwing up all over the FIRE (financially independent & retired early) movement.  When it comes to FIRE, she says she “Hates it. Hates it. Hates it.” and it may be the “dumbest personal finance decision” people can make. I’ve written before about Orman’s highly suspect financial expertise and … Continue reading Really BAD Financial Advice

Travel Framework Update – Bonus Trips

I published our FIRE Travel Framework a couple years ago and thought I would send out a link to it again today, as we have taken our big trips for 2018. Our budgeting for travel has worked out very well. We have been taking trips 4x a year – or roughly once a season since we stopped working: Sunny Winter Trips: Disney World, Los Cabos, … Continue reading Travel Framework Update – Bonus Trips

Time Yet For Gold?

We watched the movie “The Italian Job” a few nights ago. It’s the heist movie where Mark Wahlberg, Charlize Theron, and company steal and re-steal $35 million in gold bars.  It got me thinking about the trend in gold prices since I last wrote this article almost 18 months ago: LINK – Gold: An Investment In Fear? Despite being considered an excellent hedge against inflation … Continue reading Time Yet For Gold?