Health Insurance for 2019 – First Take

Tomorrow is Election Day.  It far exceeds April Fool’s Day in terms of the number of people who get pranked!  A lot of this year’s focus continues to be on health insurance, so with November Open Enrollment now here, I thought I would take a quick look at what premiums we are likely to pay in 2019. I titled this post as a ‘First Take’ … Continue reading Health Insurance for 2019 – First Take

Really BAD Financial Advice

If you follow personal finance news at all, you may have recently seen Suze Orman making headlines by throwing up all over the FIRE (financially independent & retired early) movement.  When it comes to FIRE, she says she “Hates it. Hates it. Hates it.” and it may be the “dumbest personal finance decision” people can make. I’ve written before about Orman’s highly suspect financial expertise and … Continue reading Really BAD Financial Advice

Travel Framework Update – Bonus Trips

I published our FIRE Travel Framework a couple years ago and thought I would send out a link to it again today, as we have taken our big trips for 2018. Our budgeting for travel has worked out very well. We have been taking trips 4x a year – or roughly once a season since we stopped working: Sunny Winter Trips: Disney World, Los Cabos, … Continue reading Travel Framework Update – Bonus Trips

Time Yet For Gold?

We watched the movie “The Italian Job” a few nights ago. It’s the heist movie where Mark Wahlberg, Charlize Theron, and company steal and re-steal $35 million in gold bars.  It got me thinking about the trend in gold prices since I last wrote this article almost 18 months ago: LINK – Gold: An Investment In Fear? Despite being considered an excellent hedge against inflation … Continue reading Time Yet For Gold?

Mid-Term Elections – Plan For More Inflation?

The economy is performing about as well as one could hope at this point in time, but you wouldn’t know it to watch political ads on TV.  Despite quarterly GDP growth reaching 4%, the S&P 500 up +30% over the last two years, the unemployment rate at 3.9%, and consumer confidence approaching all-time highs – every political ad is full of gloom & doom. Despite … Continue reading Mid-Term Elections – Plan For More Inflation?

Autumn On-Campus – Lifelong Learning Classes

Autumn is in the air and for the third straight year, that finds me back on campus. One of the most interesting things I’ve been able to do in Early Retirement is take university classes on a variety of subjects. Two years ago, when my own son was just starting college himself, I took advantage of a university parent’s program to take Freshman Sociology. It … Continue reading Autumn On-Campus – Lifelong Learning Classes

Part-Time Work in Early Retirement

Before I reached early retirement a few years ago, I wrote THIS POST about a survey of whether or not people should retire full-time or part-time.  While many people envision part-time consulting as part of their early retirement plans, almost 60% of respondents said that working part-time in retirement was a ‘BAD idea’ with another 15% saying ‘It’s COMPLICATED’. People had some interesting comments saying … Continue reading Part-Time Work in Early Retirement