Golf Carting Around …

I’m down in steamy Florida right now, spending the weekend at our vacation place down here.  Like most newer developments in Florida, there are a fair number of golf carts on the road, but I don’t think we’re going to invest in one.   First, our town of Celebration isn’t really a “retirement village”.  There are a decent number of retirees, but the demographics of … Continue reading Golf Carting Around …

Personal Savings Rate Update

The simplest route to FIRE (being financially independent & retired early) is to spend less than you make. That is, simply put … to SAVE. Unfortunately, Americans have never been good savers. I last lamented on this in April 2020, at the start of the pandemic lockdowns. We were told that Americans were such poor savers that the pandemic required the government to bail everyone … Continue reading Personal Savings Rate Update

Quotable Financial Quotes

If you are a certain age, you might have carried a Franklin Day Planner with you to meetings like I did. Before Smartphones, these zippered, leather-backed, “monarch-sized” portfolios were essential to MegaCorp life. I would get to work early and dutifully plot out my objectives for the day. I especially enjoyed seeing the daily quote that accompanied each page. How long ago that seems now! … Continue reading Quotable Financial Quotes