Jeep Off To Market

I drove my Jeep home from a 1,700 mile ‘Circle Tour’ of Lake Superior yesterday. I took the little Jeep from Minnesota’s North Shore into Ontario, Canada, across the great locks in Sault St. Marie, west along Michigan’s ‘Yooperland’, and through a small corner of Northern Wisconsin that leads back to Minnesota. It was a charity road rally with 30+ vehicles cruising as a colorful … Continue reading Jeep Off To Market

What’s Really Going On With Inflation?

The media keep telling me that inflation is moderating, yet the 4 bags of groceries we bought at SuperTarget today cost $189. What’s going on with inflation?? I’m not the world’s savviest investor, but I’ve done all right. I’ve always looked to the 10 Year Treasury Yield as a decent indicator of what is expected with inflation over the longer term. As you can see … Continue reading What’s Really Going On With Inflation?

Where Are We Heading With National Retirement Ages?

There’s increasing pressure on raising retirement ages in the world. Many countries are moving in the direction of raising the retirement age used for their national pensions. Other countries are pretending that their national programs are robust & funded appropriately just the way things are, but they math isn’t in their favor. In the USA, Republican candidate, Nikki Haley, is calling for Social Security reforms … Continue reading Where Are We Heading With National Retirement Ages?

(I Guess) We Are On Budget …

Do I stick to a budget? No, I don’t even have a budget anymore. I’ve become completely un-analytical in retirement. I used to be good at it. When I was working, I built complex spreadsheets to track our annual budget, our net worth, and projections of what we needed in retirement. Since retiring, much of that has gone by the wayside. I stopped tracking our … Continue reading (I Guess) We Are On Budget …

ESG & Index Funds

If you follow the financial headlines, you’ll see that ESG practices are shaking up the realm of investing. ESG stands for Environmental, Social, and Governance, and it’s all about considering sustainability and ethical factors when making investment decisions. Of course, someone has to determine what is sustainable and ethical. That’s where the rub is. Recently, three tobacco companies were judged much higher than EV darling … Continue reading ESG & Index Funds

Is The Economy More Than Just ‘Wobbly’?

Some friends and I were trying to solve the world’s problems over a beer this weekend. Someone asked if we are going to go into a recession or not over the next year. I replied that the economy just seems really “wobbly” right now … I don’t know if it will tip,over or not. Another guy said he read that there was a 99% chance … Continue reading Is The Economy More Than Just ‘Wobbly’?