On my Apple News feed, a recent story popped up about the Kansas State Lottery ‘Holiday Millionaire’ game, which gets drawn on the day after New Year’s. Winning that would change most people’s lives, wouldn’t it? Well … some people don’t think so. As much as the media loves to bedevil wealthy people these days, they also like to poo-poo the idea that having a … Continue reading Christmas Lottery Millionaire?

We came home from a trip last week Wednesday, our third of the year, and the next morning I did a consulting call from this unique bench in a park near a shopping center where I had stopped.  It’s a picturesque perch on a man-made lake with beautiful flowers and walking paths.  This shady spot is so different than any ‘office’ I had ever worked in. … Continue reading Professional Consulting Networks

It’s shocking to me how inane many personal finance articles are. I understand that handling one’s finances can be a complex topic, but so many articles are just simplistic click-bait. This recent article from The Motley Fool is a perfect example. The headline teases ‘Three Secrets To Retire Rich”. That sounds like a pretty compelling article, but when you click on it you find it … Continue reading Mindless Money Advice

I’m always interested in seeing how Millennials are doing since my son is that age and their money habits will play a big role in determining the health of the economy over the coming decades.  Most of the financial press likes to focus on them as a group with poor money habits or as victims of the student loan crisis, but I’ve never found either … Continue reading Millennials: How Are They Doing?

I’ve written before that the biggest difference that I’ve come to associate with early retirement is that your fundamental relationship with the concept of TIME changes. That is, instead of time being USED as a resource of productivity, it becomes SAVORED as a resource of lifestyle enjoyment. Recently, I’ve been reading the magnificent history book Sapiens by Yuval Noah Harari. It might be the best … Continue reading A History of Time & Timekeeping

Our window box flowers are looking better than ever this year. We live in Minnesota, so we don’t get color like this except for in the peak of summer. Gardening is said to be the most popular hobby in the United States, and when you have more time to plant, water, and care for flowers you sure do see the benefits. Recently our garden hose … Continue reading In Pursuit Of The Perfect Purchase