Easy Credit Card Travel Hacking Success

They say on a large, international flight – maybe only one passenger in first class is paying full fare. The rest are on award tickets, big corporate discounts, or upgraded from regular seats because of their frequent flyer status. I had first-class flights as an executive perk for many years at MegaCorp, but rarely had myself actually ticketed that way when I traveled. I was … Continue reading Easy Credit Card Travel Hacking Success

When In Rome, PAY As The Romans Do

We are traveling in Scotland this morning, so just a quick post on the personal finance of traveling. Like most people, we charge almost everything we can when we travel. We keep a small amount of cash for small expenses, but otherwise charge away. One of the questions you inevitably get when you are paying for things with a card is “do you want to … Continue reading When In Rome, PAY As The Romans Do

Bank Your Raises To Catch FIRE

Saving for FIRE is the last thing on the minds of most people.  Although almost everyone dreams of being financially independent and retiring early, very few are doing anything about it.  Americans saved just 4.4% of their income in 2014, according to the latest figures from a report from the U.S. Bureau of Economic Analysis.  I’m guessing that is much too low to reach the … Continue reading Bank Your Raises To Catch FIRE

Living Debt Free – That’s Means The Mortgage Too!

How can you find a secure 5-15% return on your investment with NO risk at all? Simple – start paying off your debts. The FIRE lifestyle begins with paying off the bank, credit cards & mortgage. Debt is a four-letter word that needs to be banished from your financial vocabulary. There are a few simple strategies to do so. One approach says to pay off … Continue reading Living Debt Free – That’s Means The Mortgage Too!