FIRE: Everyone Has Their Own Reaction

I’ve noted before that the media loves to create hysteria & fear about early retirement.  From Suze Orman’s cautions that the FIRE movement is “the dumbest personal finance decision people can make” to this recent article from CNBC focusing on the ‘Downsides of Early Retirement That No One Tells You About’. I thought it might be good to offer my own experience as a counterpoint … Continue reading FIRE: Everyone Has Their Own Reaction

Extra Spending For ‘Go-Go’ Years

Kiplinger’s recent published an article that is getting a lot of buzz about their description of three different phases of retirement. They are proposing that retirees plan on spending more early – during your ‘Go-Go Years’ – versus later in retirement, when your energy & desire to be very active may decline. Calling the later two stages ‘Slow-Go’ and ‘Won’t-Go’, they propose people plan to … Continue reading Extra Spending For ‘Go-Go’ Years

Libra: A Big Step For Cryptos?

I have written in the past about my interest in cryptocurrencies and their potential to be a more sound store of value than government currency. Recent geopolitical economic instability (tariffs, currency devaluation, Brexit) has resulted in BitCoin prices surging. BC has broken the $9K per coin mark in the last couple months – more than double what I paid when I jumped in with a … Continue reading Libra: A Big Step For Cryptos?

Keep Your Benefits Locked In Social Security?

One topic I write very infrequently about is Social Security. As someone who retired before my 50th birthday, it has always been something that seems too far off. Recently at an update with our financial advisor, we talked a bit about the timeline that Social Security is structured around. 62 is the earliest age at which one can take a Social Security benefit and almost … Continue reading Keep Your Benefits Locked In Social Security?