Added Real Estate Investment Risk?

Someone posted a curious question about real estate investments in an online forum this week. They wondered if anyone had ever reached a financially comfortable early retirement “without investing in real estate”? They held the hypothesis that real estate is one of the primary routes to FIRE (financial independence & retired early). I thought the question was a bit odd. While I always surmised that … Continue reading Added Real Estate Investment Risk?

MegaCorp Pension Arrives

Right on schedule – an amazing 32 years after starting at MegaCorp – pension and retiree health insurance information have arrived just before my 55th birthday.  It’s like a golden piggy bank that was hidden away years ago has made a triumphant return. Related: Ringing Up MegaCorp I still have to dig into the health insurance information a bit, but the immediate surprise was that … Continue reading MegaCorp Pension Arrives

A Tale Of Two Charts

Americans have been cash-poor for decades leading into the pandemic last year. It seems that using credit – mortgages, student loans, car loans, and consumer credit – have just become an unfortunate part of American life. Related: Debt Has Spread Like Virus With the pandemic, people are spending less on discretionary things like travel and eating out and the government has sent out several rounds … Continue reading A Tale Of Two Charts

Suddenly … Five Years

We went to Walt Disney World on Wednesday morning and spent the day at one of our favorite places …. EPCOT Center. Before we left our rented townhouse, I peeked at my daily FaceBook ‘Memories’ which included this unforgettable post from exactly 5 years ago … The funny this is, I had forgotten it. You would think like a birthday or anniversary, you would remember … Continue reading Suddenly … Five Years

Sunny Skies & Lower Taxes

We just arrived in Florida for our ‘No Responsibility February’. I took this picture with my camera drone above Melbourne Beach on a beautiful 75-degree day. We visited with some Minnesota friends that are staying here with a beautiful ocean view. Leaving cold high-tax Minnesota for sunny low-tax Florida inevitably brings up the “should we move to Florida for 6 months and a day?” conversation. … Continue reading Sunny Skies & Lower Taxes