Happy Economic Freedom Weekend!

I read today that 85% of Americans think “the country is heading in the wrong direction.” It was from a new Associated Press survey and reflects the country’s angst with inflation, interest rates, immigration, CV19 response, and other issues. 85% – I guess the country isn’t DIVIDED anymore! 🙂 For Independence Day weekend, however, I would rather focus on what has made us SUCCESSFUL as … Continue reading Happy Economic Freedom Weekend!

Accruing For Home Repairs – Spreadsheet Download

A few weeks ago, I published an article about the financial surprise of big repairs and expenses around the house. In the comments, regular reader, Thom, mentioned that he forecasts and accrues for these ‘personal capital expenditures’ – which can occur over years and decades – on an annual basis. The key to his approach is a spreadsheet that lists all of the major components … Continue reading Accruing For Home Repairs – Spreadsheet Download

How Fast Is Inflation Really Rising?

I’ve been worrying about periods of high inflation since I started writing these posts over seven years ago. It wasn’t until these last 12 months that my worries were matched by reality. It doesn’t help that the politicians & media pundits keep trying to put a positive spin on things. The headlines have been ridiculous: Part of the challenge is I don’t know if the … Continue reading How Fast Is Inflation Really Rising?

Earlier, Longer, Just Right?

It’s hard for folks to decide when to make the jump into retirement, so I was intrigued by a recent question on earlyretirement.org asking folks if they wish they would have retired earlier or worked a bit longer? About 65 people answered the question and I tallied the results below (taking out a few responses of people who weren’t retired yet) … – 36% said … Continue reading Earlier, Longer, Just Right?