Two Places, Two Speeds …

We’re still learning what it’s like to have two places — one in Minnesota and one in Florida. It’s funny how different the same place can feel depending on why we’re here and how long we stay. Sometimes a trip to Florida feels like a vacation. We don’t really settle into a routine — we just enjoy the sunshine, check out favorite restaurants, and maybe … Continue reading Two Places, Two Speeds …

Follow The Bouncing Ball

The 2025 stock market has been a case study in “follow the bouncing ball”. We were up (inauguration), down (“liberation day”), way up (tariff pause & lower interest rates), and now not up as much (China issues). The volatility with Trump isn’t unexpected given his history, but it has been quite a financial ride in 2025. When we returned for the first time in 6 … Continue reading Follow The Bouncing Ball

Empowerment Retirement Survey …

I’m on a flight from FL to MN right now and ran across this interesting survey from Empower, an investment company. I thought it did a good job showing how people are thinking about their financial lives & retirement. Link: Empower Study Overall, I’m generally pleased when I see how people are thinking about retirement, even if their actual behavior falls quite short. Like nutrition, … Continue reading Empowerment Retirement Survey …