Health Insurance – Open Enrollment

I think we’ve made it!  The biggest concern that most early retirees have is how they will manage the cost of health insurance between leaving MegaCorp and gaining retiree benefits or Medicare eligibility.  It’s a topic I’ve provided many updates on over the last 5 years because health insurance is an expensive and dynamic market. This is the last year of open enrollment where we … Continue reading Health Insurance – Open Enrollment

Health Insurance Rebate In The Mail

It was about 10 months ago I wrote my ‘first take’ on where 2019 Health Insurance premiums were likely to come in.  It was good news and I was surprised to learn that our premiums were falling by $4K from the year before.  I called it a ‘first take’, because I wasn’t sure the benefit would actually come through. Fortunately it has, as you can … Continue reading Health Insurance Rebate In The Mail

Travel Medical Insurance

We’re heading on our big trip of the year next month and I’ve been looking into our health insurance coverage.  I’ve taken dozens of overseas trips for fun or for work over the years, but I’ve honestly never bothered to understand how I was covered for any medical issues. Recently, a of couple situations came up that caused me to rethink my ‘ignorance is bliss’ … Continue reading Travel Medical Insurance

Health Insurance for 2019 – First Take

Tomorrow is Election Day.  It far exceeds April Fool’s Day in terms of the number of people who get pranked!  A lot of this year’s focus continues to be on health insurance, so with November Open Enrollment now here, I thought I would take a quick look at what premiums we are likely to pay in 2019. I titled this post as a ‘First Take’ … Continue reading Health Insurance for 2019 – First Take

Bam! My Interview with Kiplinger’s

A couple months ago, I did a 45 minute phone interview with a reporter writing for Kiplinger’s on health insurance for early retirees. She said that she had read our FIRE story on this blog and in particular a post called “Health Insurance – The Biggest Worry For Early Retirees” caught her attention. She appreciated that we had included the dollars & cents in the … Continue reading Bam! My Interview with Kiplinger’s

Early Retirement Health Insurance – Open Enrollment (Bonus Chapter)

I thought our health insurance drama was over this year when we settled on a new plan during open enrollment in November. I wrote about our new plan then, which included a premium jump of more than 30% despite doubling our premium to $13K and dramatically dialing back the doctors and clinics we could go to in-network. As I wrote then, the insurance market in … Continue reading Early Retirement Health Insurance – Open Enrollment (Bonus Chapter)

Early Retiree Health Insurance – Open Enrollment (Part 2)

I wasn’t sure how many ‘parts’ there may be to our health insurance open enrollment this year, but we got it sorted out pretty quickly.  While the cost increases are dramatic, the fact that there are actually less options to look at makes the shopping process relatively quick.  Not painless, but quick. You’ll remember from our earlier post that our incumbent health insurance provider was … Continue reading Early Retiree Health Insurance – Open Enrollment (Part 2)