A Tale Of Two Charts

Americans have been cash-poor for decades leading into the pandemic last year. It seems that using credit – mortgages, student loans, car loans, and consumer credit – have just become an unfortunate part of American life. Related: Debt Has Spread Like Virus With the pandemic, people are spending less on discretionary things like travel and eating out and the government has sent out several rounds … Continue reading A Tale Of Two Charts

Winter Summerland

We are two weeks into our six week winter getaway to Florida and enjoying the summer-like weather. January had relatively mild winter weather in Minnesota, but now that we have escaped, the temperature there has absolutely plummeted. If you think of your vacation investment in winter as having a ‘return on temperature’, our 2021 outlay is looking like Bitcoin right now. As you can see … Continue reading Winter Summerland

Suddenly … Five Years

We went to Walt Disney World on Wednesday morning and spent the day at one of our favorite places …. EPCOT Center. Before we left our rented townhouse, I peeked at my daily FaceBook ‘Memories’ which included this unforgettable post from exactly 5 years ago … The funny this is, I had forgotten it. You would think like a birthday or anniversary, you would remember … Continue reading Suddenly … Five Years

Sunny Skies & Lower Taxes

We just arrived in Florida for our ‘No Responsibility February’. I took this picture with my camera drone above Melbourne Beach on a beautiful 75-degree day. We visited with some Minnesota friends that are staying here with a beautiful ocean view. Leaving cold high-tax Minnesota for sunny low-tax Florida inevitably brings up the “should we move to Florida for 6 months and a day?” conversation. … Continue reading Sunny Skies & Lower Taxes