Sweep Up Loose Accounts

Every few months, my wife will have me transfer money into our main ‘household’ checking account. It’s the account that groceries, utilities, and everyday expenses get paid out of, so it’s always running dry. I have a few accounts to pull $$$ from, including our one big money market savings account. Our smaller accounts have gotten so small over our first five years of retirement … Continue reading Sweep Up Loose Accounts

Too Many Slippers? Too Much Clutter?

Our puppy, Riley, discovered my pile of slippers recently. He snuck in my closet and found that I had three matching pairs of navy blue, fleece Acorns. The great thing about dogs is that they don’t judge you. They don’t say, “why the hell do you have three identical pairs of slippers?” They don’t see the silliness of such obvious clutter. The slippers aren’t identical, … Continue reading Too Many Slippers? Too Much Clutter?

Sudden Savings Surprise

Anyone that has tried to make a major purchase recently – a home, remodel, new vehicle, or electronic purchase – knows how tight supply is for everything after the pandemic. At the same time, investors are wringing their hands over rising inflation. With that in mind, I was surprised to see this JP Morgan chart on the US personal savings rate. People are doing a … Continue reading Sudden Savings Surprise

Very Visible Early Retiree

Thinking about retirement? Friends of mine are. I enjoyed a frosty refreshment with an old friend recently and he said, “I never thought about retirement until you retired. Since then, I think about it almost every single day”. Another friend recently called and commented, “we haven’t talked in a while, but I have to tell you – your early retirement is never far from my … Continue reading Very Visible Early Retiree