Retirement Savings – Benchmarks & Goals

When I was starting in my career, it wasn’t clear to me how much we should have saved in our twenties & thirties. This was before the Internet and there was a real dearth of useful information available. Recently, my former MegaCorp Boss sent me an interesting article from Quicken that shared the median retirement savings and savings goals decade by decade for Americans. I … Continue reading Retirement Savings – Benchmarks & Goals

Dress-Up Wardrobe Update

I decluttered my closet about a year after retiring early, but kept some of my ‘execu-wardrobe’ for board meetings and special occasions. Then the pandemic hit and I stopped dressing up for much of anything. I just needed to put a collared shirt on over my fleece pajama pants when I was on Zoom. Related: Fuzzy FIRE Lifestyle Related: FIRE Station FUN – Decluttering Work … Continue reading Dress-Up Wardrobe Update

Where Are All The Other Kids?

Once, two of my brothers skipped elementary school to “play hooky”. They left home, but instead of going to school, they went to the park. After they were playing on the playground equipment for a while, the younger brother said, “where are all the other kids?” “Other kids?” the older one replied. “Yeah – doesn’t it take a lot of kids to play the game … Continue reading Where Are All The Other Kids?

Benchmarking: Cash / CD Buffer

Someone recently asked online how much cash or other ‘safe/liquid’ investments did people carry into early retirement as a buffer against a market downturn. It’s an important decision to make heading into retirement and it was the final financial preparation we put into place ourselves. About 3 years before I left MegaCorp, we started accumulating a pile of cash equal to 3 years of spending. … Continue reading Benchmarking: Cash / CD Buffer

Tax Increases

Here, I’ll say it: I would be willing to pay more taxes. Surprised? Well, there’s a catch. I’ll be willing to pay more taxes if it was combined with reduced government SPENDING to help eliminate federal debt. That’s a small ‘catch’ for ordinary Americans balancing their own checkbooks, but a seemingly impossible catch for politicians. I’m honestly amazed at the amount of taxes the Democrats … Continue reading Tax Increases