Daily Routine versus Daydreaming

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I’m definitely going to need a bit of routine in early retirement.

I’ve always been too much of a born daydreamer to allow myself to live life completely unstructured.  I worry I will absentmindedly dawdle my time away if I don’t create create some regular plans.   Like Joe Walsh sang, “People say I’m lazy, but it takes all my time”.  In fact, while I treasure unstructured time and often balk at too much regiment, Continue reading “Daily Routine versus Daydreaming”

Seven Ideas To Save Big Money In Your Twenties

Since we are now getting very close to the end of our early retirement journey (in less than six months), I thought I would reflect on some of the decisions we made in our twenties that set us up for early retirement success. I know a lot of people are talking about the stupid article “If You Are Saving Money In Your Twenties, You Are … Continue reading Seven Ideas To Save Big Money In Your Twenties

Jubilant Retirement In Any Language

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The Spanish word for “retiree” or “retired” is a lot more fun than the words we use in English. The word “jubilado” (or “jubilada” for women), based on the word “jubilee” is the term used by Spanish retirees.  Jubilee connotes a season or occasion of joyful celebration.  Spanish-speakers do seem more jubilant in the way they live their lives and the word is a lot more celebratory than the dreary connotations that come with “retirement” in English.

Its origins are deeply embedded in the Bible. Continue reading “Jubilant Retirement In Any Language”

Early Retirement FIRE Escape – 6 Month Countdown

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My profound wife likes to say that often the “days go slow, but months go fast”.  That feels appropriate to my situation, as I am surprised that I have just 6 months left to my planned early retirement (on 4/1/16), despite the fact that I recently wrote that time seems to be moving slower than I thought it would.

Six months is still a long time – yet, at the same time, it seems like I am now very near the daunting precipice of the unknown.  My thoughts are increasingly “who does this?”, “who leaves their successful career 10 years early to enjoy a life of independence and leisure?” and “will I be wasting my god-given (and relatively highly paid) talents?”

While I wrestle with my fast & slow consternations, I am also watching our nest egg through the relative volatility of the financial markets, that started in August.  Continue reading “Early Retirement FIRE Escape – 6 Month Countdown”

The Price of Work – Everyday Expenses

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Early retirees talk about the pleasure & independence that comes with walking away from the workplace and living their lives to the fullest.  At the same time, they also talk about the shift in mindset that comes from no longer actively accumulating their savings, but continuing to actively spend it.

One opportunity to spend less comes from the costs that are solely work-related.  For me those expenses fall in two key categories: lunches at work and dry cleaning bills.  I recently went on Mint.com, where I track our spending to see how much these expenses add up to annually.   Continue reading “The Price of Work – Everyday Expenses”

Our Early Retirement Travel Planning Framework & Free Download

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I like to always have a big, interesting trip booked about a year in advance, but we have nothing yet planned for 2016. I’ve written about our love of travel before, my goal to get to all fifty states (two left!) and trips we’ve taken overseas. The challenge we face (for the first time ever) is too many opportunities to decide between next year. With early retirement arriving next April Fool’s Day, we’ll have the whole rest of the year to go wherever we wish. Continue reading “Our Early Retirement Travel Planning Framework & Free Download”

Time Moving Slowly to Early Retirement Date

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We are still 6+ months from our planned early retirement date and I have to report that time is moving a bit slowly.  I thought when I was within one year of my secret plan to escape Megacorp for a life of FIRE (financial independence & retiring early), that things would start to feel accelerated, but that hasn’t really been the case.  

One of the factors that I thought would make this final year move fast was the idea that I would be doing certain things for the ‘last time’ as I moved through each of the last 12 months.   Continue reading “Time Moving Slowly to Early Retirement Date”

Mrs. FireStation – My Wife’s Early Retirement

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Yesterday, Mrs. Fire Station left on a ‘girls trip’ to Florida with four friends of hers.  She is looking forward to some fun in the sun as the days are already turning a bit crisp & cool here at home.  In fact, I know she would love to spend the winter months someplace sunny when we retire.  I am sure she will bring back some information on the resort she is staying at in Sarasota, with some pictures like the one above (although it is raining today). Continue reading “Mrs. FireStation – My Wife’s Early Retirement”

Six Ways To Prepare For Our Early Retirement Lifestyle

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DW and I are now just 7 months from early retirement. I recently posed a question to a group of early retirees about the adjustment that takes place between the full-time working world and a life of early retirement.  During my many cups of coffee with friends over the last year, I regularly heard about a need to take the first full year of early retirement to adjust to the new lifestyle.  I have even heard it described as like the adjustment that comes from “leaving a bad relationship” or divorcing one’s longtime spouse.

I asked specifically about how long it took to adjust to not working? Continue reading “Six Ways To Prepare For Our Early Retirement Lifestyle”

Change Stress & Early Retirement

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Will early retirement be a stressful life event?

Sure enough, the website VisualMD.com has a list of stressful life events shows retirement in the top ten causes of negative life stress (see above).  It’s not on the top of the list, but it is interesting to see it rated at about the same score as losing your job (getting married is the only other positive on the list).  

Where’s the joy in one’s new found freedom?? Continue reading “Change Stress & Early Retirement”