Garage, Yard & Tag Sales – Love Them & Hate Them

We live in the suburbs and every year our city has a city-wide garage sale weekend that raises money for the local Lion’s Club.  It’s an amazing event with hundreds of garage sales across the city – dozens in every neighborhood you drive into.  They say that over 5,000 people come to our city for the event and it is not uncommon to see several … Continue reading Garage, Yard & Tag Sales – Love Them & Hate Them

FIRE Station Funny – Conversation Pivot

When people learn that I retired early, they will almost always enthusiastically ask “what it is like to not go to work?”  In response, I often say “Truthfully, it’s the best job I never had.”  That answer is always worth a quick laugh, conveys the truth of the situation, and provides me just enough ‘cover’ to then change the subject to weather, sports, politics, travel, or … Continue reading FIRE Station Funny – Conversation Pivot

FIRE Politics – Seize The Rich?

I visited with a friend over a beer last week and we discussed a lot of things, including – inevitably – national politics.  As I wrote in my election day post about what the next President needs to do, I argued that the most important issue is government out of control spending.  Rein in the spending, and you rein in the government. My friend argued that it … Continue reading FIRE Politics – Seize The Rich?

FIRE Station Fun – Calculating Returns

Most of 2016 did not bring a lot of growth in the stock market.  It wasn’t until Election Day that the S&P500 really took off with gains of +15% behind the so-called Trump Rally, which seems to hinge on corporate and individual tax cuts and simplification.  Heaven knows how the Federal government is going to pay for all of that (more about that in next … Continue reading FIRE Station Fun – Calculating Returns

FIRE Planning For The Inevitable Future

I’ve been writing about personal finance and early retirement for more than two years now and have managed to not mention the topic of life expectancy once.  Since there are only three real variables to use in planning for retirement – spending, investments, and life expectancy – after over 250 posts to this site, you can see how clever I’ve been in avoiding this ‘inevitable’ … Continue reading FIRE Planning For The Inevitable Future

Financial Analysis: The Impact of Trading Up Houses on Early Retirement

. If you ask many people what defines the American Dream, they would say ‘owning your own home’.  For decades, home ownership defined what being independent and successful looked like.  More than just shelter, a home is viewed as an ever-giving fountain of financial security and status. That being the case, it is not surprising that Americans have poured more and more of their wealth … Continue reading Financial Analysis: The Impact of Trading Up Houses on Early Retirement

FIRE Station Fun – Birthday Freedom

It’s hard to think about financial independence and retiring early separate from the concept of AGE.  I’ve been early retired for a year now and I get the questions constantly: How old are you?  You look too young to be retired?  What will you do for the rest of your life? I retired two weeks short of my fiftieth birthday last year, and TODAY – … Continue reading FIRE Station Fun – Birthday Freedom

Gold – An Investment in Fear?

“If the value of the dollar goes crazy, owning gold gives me peace of mind,” says a friend of mine that is a certified ‘gold bug’.  He believes that gold – as the ultimate basic currency – is a hedge against a sudden global geopolitical event that undermines the international system of currency. Gold is frequently in the news, featured on late night TV, and … Continue reading Gold – An Investment in Fear?