I’m definitely going to need a bit of routine in early retirement.
I’ve always been too much of a born daydreamer to allow myself to live life completely unstructured. I worry I will absentmindedly dawdle my time away if I don’t create create some regular plans. Like Joe Walsh sang, “People say I’m lazy, but it takes all my time”. In fact, while I treasure unstructured time and often balk at too much regiment, Continue reading “Daily Routine versus Daydreaming”
Since we are now getting very close to the end of our early retirement journey (in less than six months), I thought I would reflect on some of the decisions we made in our twenties that set us up for early retirement success. I know a lot of people are talking about the stupid article “If You Are Saving Money In Your Twenties, You Are … Continue reading Seven Ideas To Save Big Money In Your Twenties
The Spanish word for “retiree” or “retired” is a lot more fun than the words we use in English. The word “jubilado” (or “jubilada” for women), based on the word “jubilee” is the term used by Spanish retirees. Jubilee connotes a season or occasion of joyful celebration. Spanish-speakers do seem more jubilant in the way they live their lives and the word is a lot more celebratory than the dreary connotations that come with “retirement” in English.
Its origins are deeply embedded in the Bible. Continue reading “Jubilant Retirement In Any Language”
A new thread on Early-Retirement.org caught my eye a couple of days ago. They original poster was asking early retirees if they regretted not working part-time (PT) to ease their transition into full retirement. Like a lot of early retirees, this person thought they might have an opportunity to carve out a PT role, before leaving the company. The complete thread is HERE. I was … Continue reading Part Time or Full Retirement?
I just noticed that my son’s spring break dates next March are just two weeks before I plan to start my early retirement. An awkward time to take a week off of work I guess, but that won’t stop me from taking my vacation time accrued and enjoying a sunny trip to a warm weather destination. Part of my motivation is to ‘protest’ the antiquated … Continue reading Goodbye Megacorp Vacation Policies – My Time Will Be Mine
My profound wife likes to say that often the “days go slow, but months go fast”. That feels appropriate to my situation, as I am surprised that I have just 6 months left to my planned early retirement (on 4/1/16), despite the fact that I recently wrote that time seems to be moving slower than I thought it would.
Six months is still a long time – yet, at the same time, it seems like I am now very near the daunting precipice of the unknown. My thoughts are increasingly “who does this?”, “who leaves their successful career 10 years early to enjoy a life of independence and leisure?” and “will I be wasting my god-given (and relatively highly paid) talents?”
While I wrestle with my fast & slow consternations, I am also watching our nest egg through the relative volatility of the financial markets, that started in August. Continue reading “Early Retirement FIRE Escape – 6 Month Countdown”
Early retirees talk about the pleasure & independence that comes with walking away from the workplace and living their lives to the fullest. At the same time, they also talk about the shift in mindset that comes from no longer actively accumulating their savings, but continuing to actively spend it.
One opportunity to spend less comes from the costs that are solely work-related. For me those expenses fall in two key categories: lunches at work and dry cleaning bills. I recently went on Mint.com, where I track our spending to see how much these expenses add up to annually. Continue reading “The Price of Work – Everyday Expenses”
I like to always have a big, interesting trip booked about a year in advance, but we have nothing yet planned for 2016. I’ve written about our love of travel before, my goal to get to all fifty states (two left!) and trips we’ve taken overseas. The challenge we face (for the first time ever) is too many opportunities to decide between next year. With early retirement arriving next April Fool’s Day, we’ll have the whole rest of the year to go wherever we wish. Continue reading “Our Early Retirement Travel Planning Framework & Free Download”
We are still 6+ months from our planned early retirement date and I have to report that time is moving a bit slowly. I thought when I was within one year of my secret plan to escape Megacorp for a life of FIRE (financial independence & retiring early), that things would start to feel accelerated, but that hasn’t really been the case.
One of the factors that I thought would make this final year move fast was the idea that I would be doing certain things for the ‘last time’ as I moved through each of the last 12 months. Continue reading “Time Moving Slowly to Early Retirement Date”
Well, it looks like “the Boy” – our seventeen year-old son is set for where he wants to go to college. I’ve written before on the cost of college, but wanted to share a little bit about how we have saved & planned for his matriculation into post-secondary education. Many people can’t conceive of retiring before your kids are done with college, but I feel confident that we are well set in that department. How did we do it? Continue reading “Retire Before Children Head Off To College?”
